I am a co-owner of an insurance agency and we provide this product to our client's when considering. Considering all, this plan is great and cost efficient. We personally use these on our rental properties as well and have had to use the product a time or two so far. I was impressed on how the process has gone and any issues are always addressed. It is clear that our sales representative Denise truly cares about the final experience and to know that the end result is nothing but positive. I highly recommend the plan to any and all considering to add this to their personal lines.